With the desire to support more and more customers to access preferential loans from Agribank to serve their living needs, Agribank has spent about 10,000 billion VND to implement a preferential loan program for individual customers to serve their living needs with interest rates from only 4.0% / year. Specifically:
Applicable subjects: Individual customers who need consumer loans to serve their living needs, including: Buying houses, land, building new/renovating, repairing houses; purchasing essential household items (TV, washing machine, refrigerator, air conditioner, etc.); means of transport (car, motorbike) and other consumer purposes according to Agribank's regulations.
* Preferential interest rates: short-term loan interest rates are up to 2.5%/year lower than the floor interest rate for loans serving living needs; medium and long-term loan interest rates are up to 2.0%/year lower than the floor interest rate for loans serving living needs, specifically:
| STT | Preferential interest rate | Implementation time |
| 1 | Only from 4.0%/year with loan up to 03 months | Applicable to disbursements arising from March 25, 2024 until reaching the scale of the Program |
| 2 | Only from 4.5%/year for loans over 03 to 06 months | |
| 3 | Only from 5.0%/year for loans over 06 to 12 months | |
| 4 | Only from 5.5%/year for medium and long term loans | Effective from 10/5/2024 |
Loan term: Short, medium and long term loans.
Lending method: Loan by installment, loan according to overdraft limit on payment account.
Loan conditions: Borrowers must fully meet the loan conditions according to current regulations of Agribank and program regulations.
For detailed information on Agribank loans, please contact the Customer Care and Support Center: 1900558818/02432053205 or at 2,300 Agribank transaction points nationwide.
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