The Ministry of Planning and Investment has coordinated with the Asian Development Bank (ADB) to organize a workshop to announce the report "Promoting business growth by removing barriers: White Paper on women-owned small and medium enterprises in Vietnam" on January 23 in Hanoi. At the workshop, BIDV representatives, experts and speakers discussed and provided information to contribute to promoting the development of women-owned enterprises in Vietnam.
According to the representative of the Ministry of Planning and Investment, women-owned businesses play an important role in achieving sustainable development goals. The launch of the white paper on businesses helps management agencies have more reference documents to support female entrepreneurs to develop commensurate with their potential, thereby contributing to achieving sustainable growth goals.
Sharing the same view, Ms. Nguyen Thi Kim Phuong - Deputy Director of BIDV Corporate Customer Department, said that the bank aims to maintain its position as the leading bank in terms of market share in the small and medium enterprise customer segment.
Ms. Nguyen Thi Kim Phuong shares solutions for developing small and medium enterprises at BIDV. Photo: BIDV
To implement this strategy, in addition to its internal financial capacity and experience in developing the corporate customer segment, over the years, BIDV has built comprehensive solutions to improve the quality and services for small and medium enterprises, especially small and medium enterprises owned by women. The bank not only supports credit but also consults and accompanies customers in the development stages of the enterprise.
Specifically, the bank has implemented many financial and non-financial programs aimed at increasing access to capital for production and business activities. For example, indirect lending programs using capital from the Small and Medium Enterprise Development Fund, with a scale of VND 2,000 billion, with a short-term preferential interest rate of 1.2% per year and a long-term preferential interest rate of 4.4% per year, for feasible production and business projects and plans in priority and encouraged areas of the State.
The bank also implemented a comprehensive financial program to minimize the impact of the Covid-19 pandemic on WSME or built and operated the BIDV SMEasy digital platform to provide comprehensive solutions integrated on the digital ecosystem for small and medium enterprises...
Overview of the workshop organized by the Ministry of Planning and Investment on January 23. Photo: BIDV
The bank representative assessed that the effectiveness of technical assistance projects jointly implemented by ADB and BIDV is evidence of the companionship and support for small and medium-sized enterprises to access comprehensive financial and non-financial solutions.
"This also demonstrates our efforts on the journey to become the bank with the leading market share of small and medium-sized enterprise customers in Vietnam," said a BIDV representative.
Currently, BIDV is the leading commercial joint stock bank in Vietnam in terms of total assets, reaching 2.26 million billion VND, outstanding credit balance reaching 1.75 million billion VND, total number of corporate customers reaching about 500,000 customers. In particular, the number of small and medium-sized enterprise customers is growing rapidly and continuously according to the bank's records.
Thao Van
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