Eximbank has just released information confirming that it has not received any decision from the State Bank regarding the inspection of the bank's credit granting activities recently.
In recent days, Vietnam Export Import Commercial Joint Stock Bank (Eximbank) has continuously received questions from shareholders, partners, customers and press agencies regarding the article reporting that the State Bank is inspecting the bank's operations.
Eximbank said that the above information has caused public confusion, making readers misunderstand/confuse that the Banking Inspection and Supervision Agency (State Bank) has just issued a separate inspection document to Eximbank related to issues of a "violation" nature in the bank's credit granting activities.
This information was then quickly shared and spread, attracting thousands of very negative comments about Eximbank's operations.
Eximbank confirmed that it has not received any decision from the State Bank to conduct an inspection of Eximbank's credit activities recently and that the bank "always strictly complies with the laws and regulations of the State Bank. The bank is still operating stably, safely and effectively, meeting the diverse financial needs of customers and partners".
According to Eximbank, the bank's key financial indicators are currently at a high and stable level of safety, meeting well the requirements on capital and liquidity and are fully capable of withstanding market risks.
“Eximbank always complies with the regulations on information disclosure to ensure transparency with stakeholders. We strongly oppose the actions of individuals and organizations that take advantage of freedom of speech/freedom of the press to seriously threaten the stable operation of the bank. We recommend that shareholders, investors, customers, partners and press agencies need to comprehensively review, analyze and evaluate the Bank's operations and general situation, as well as receive official information posted on the website and be especially cautious with false and unverified rumors that affect investment decisions,” Eximbank advised.
Regarding Eximbank's business results in the first 9 months of 2024, total assets increased by 11% compared to the beginning of the year, up 16.9% over the same period. Total mobilization increased by 9.1% compared to the beginning of the year; up 12.2% over the same period. Outstanding loans increased by 15.1% compared to the beginning of the year, up 18.9% over the same period. Pre-tax profits increased over the quarters (of which pre-tax profits in the third quarter increased by 39% over the same period). Capital adequacy ratio CAR is always at the threshold of 12-14% (higher than the threshold of 8% according to the State Bank's regulations).
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