On the morning of June 15, TPBank announced a reduction in deposit interest rates. The deposit interest rate decreased by 0.1 - 0.2 percentage points compared to yesterday. This is the second time this month that the bank has adjusted deposit interest rates in a downward direction.
Specifically, the terms of 6 months, 12 months and 18 months are all at 7.3%/year. The interest rate for the 24-month term is 7.2%/year and the term of 36 months is 7.1%/year.
Notably, TPBank is the only bank to announce a reduction in interest rates today.
Comparing the interest rates between banks at present, ABBank is the bank with the most attractive interest rates for depositors, for all terms from 6 months to 60 months. Term 6-10 months is 8.2%/year; term 11-13 months is 8.3%/year; term 15 months is 8.4%/year; term 18-60 months is 8.5%/year.
Coming in second is GPBank, with an electronic savings interest rate of 8.1% per year for a 6-month term. The 9-month term is 8.2% per year; the 12-month term is 8.3% per year; and terms of 13 months or more have an interest rate of 8.4% per year.
Currently, ABBank and GPBank publicly announce interest rates of over 8% for deposits with terms of less than 12 months.
Some banks with the lowest 6-month term deposit interest rates currently include: VietinBank, Vietcombank, BIDV , Agiribank, Sacombank, Kienlongbank, MB with interest rates from 6 - 6.7%/year.
Meanwhile, there are a few more banks listing interest rates above 8%/year for a 12-month term, including: CBBank, PVCombank.
Since the beginning of June, the market has recorded 18 banks reducing deposit interest rates, including: TPBank, BaoViet Bank, GPBank, BIDV, Sacombank, VIB, HDBank, NCB, OCB, BVBank, VPBank, SCB, VietA Bank, TPBank, SHB , HDBank, KienLongBank, and Saigonbank.
Of which, TPBank, NCB, VietA Bank, HDBank, and SCB are the banks that have reduced interest rates twice since the beginning of the month.
| HIGHEST DEPOSITS INTEREST RATE TABLE TODAY 6/15 (%/year) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| ABBANK | 5 | 5 | 8.2 | 8.2 | 8.3 | 8.5 |
| GPBANK | 5 | 5 | 8.1 | 8.2 | 8.3 | 8.4 |
| NAMA BANK | 5 | 5 | 7.9 | 7.8 | 7.8 | 7.6 |
| CBBANK | 4.8 | 4.9 | 7.85 | 7.95 | 8.15 | 8.25 |
| OCB | 4.8 | 4.95 | 7.8 | 7.9 | 7.9 | 7.7 |
| VIETBANK | 5 | 5 | 7.8 | 7.7 | 7.8 | 7.8 |
| NCB | 5 | 5 | 7.7 | 7.7 | 7.9 | 7.8 |
| HDBANK | 5 | 5 | 7.7 | 6.9 | 7.7 | 7.1 |
| BACA BANK | 5 | 5 | 7.7 | 7.8 | 7.9 | 8.1 |
| VIETA BANK | 4.8 | 4.8 | 7.6 | 7.6 | 7.8 | 7.8 |
| OCEANBANK | 5 | 5 | 7.6 | 7.7 | 7.8 | 8.1 |
| BAOVIETBANK | 5 | 5 | 7.5 | 7.6 | 7.9 | 7.6 |
| PVCOMBANK | 4.5 | 4.5 | 7.5 | 7.9 | 8.2 | 8.3 |
| EXIMBANK | 5 | 5 | 7.5 | 7.5 | 7.6 | 7.6 |
| VIB | 5 | 5 | 7.4 | 7.5 | 7.6 | |
| VPBANK | 4.9 | 4.9 | 7.4 | 7.7 | 7.4 | 6.6 |
| SCB | 5 | 5 | 7.35 | 7.35 | 7.45 | 7.25 |
| TPBANK | 4.8 | 5 | 7.3 | 7.3 | 7.3 | |
| SEABANK | 5 | 5 | 7.3 | 7.33 | 7.8 | 7.41 |
| PGBANK | 5 | 5 | 7.3 | 7.3 | 7.5 | 7.5 |
| MSB | 5 | 5 | 7.3 | 7.3 | 7.4 | 7.4 |
| SHB | 5 | 5 | 7.2 | 7.2 | 7.7 | 7.7 |
| SAIGONBANK | 5 | 5 | 7.2 | 7.3 | 7.6 | 7.4 |
| LPBANK | 4.8 | 4.8 | 7.2 | 7.2 | 7.3 | 7.9 |
| VIETCAPITAL BANK | 4.5 | 4.8 | 7.1 | 7.4 | 7.7 | 7.8 |
| TECHCOMBANK | 4.7 | 4.7 | 6.9 | 6.9 | 6.9 | 6.9 |
| KIENLONGBANK | 5 | 5 | 6.7 | 6.9 | 7.1 | 7.3 |
| SACOMBANK | 5 | 5 | 6.6 | 6.9 | 7.2 | 7.35 |
| MB | 4.8 | 4.8 | 6.5 | 6.6 | 7.2 | 7.3 |
| AGRIBANK | 4.7 | 4.9 | 6.6 | 6.6 | 6.8 | 6.6 |
| BIDV | 4.6 | 5 | 6 | 6 | 6.8 | 6.8 |
| VIETINBANK | 4.5 | 4.9 | 6 | 6 | 6.8 | 6.8 |
| VIETCOMBANK | 4.5 | 5 | 6 | 6 | 6.8 | |
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