ANTD.VN - With many high-interest deposits having been closed and banks continuing to make adjustments, the deposit and lending interest rates in November have slightly decreased compared to the previous month.
According to data recently released by the State Bank, in November, the average VND deposit interest rate of domestic commercial banks was at 0.2%/year for demand deposits and deposits with terms of less than 1 month, equivalent to October.
However, other terms recorded a decrease. Specifically, for terms from 1 month to less than 6 months, the average interest rate was 3.3-3.8%/year, down 0.2%/year compared to the previous month's data. Terms from 6 to 12 months also decreased similarly, with the average interest rate remaining at 6.3-7.1%/year.
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Deposit and lending interest rates are continuing to decline. |
For terms from 12 months to 24 months, the average interest rate is currently recorded at 7.3-8.3%/year, down 0.1% compared to October; while for terms over 24 months, the average mobilization interest rate is 7.5-7.9%/year, down a maximum of 0.3%/year (in October, the average interest rate for this term was 7.5-8.2%/year).
Regarding lending, the average lending interest rate of domestic commercial banks for new and old loans with outstanding balance in November was at 8.3-10.5%/year. This interest rate also decreased by 0.2-0.3%/year compared to the previous month (8.6-10.7%/year).
The average short-term lending interest rate in VND for priority sectors is about 3.8%/year, down 0.2%/year compared to October.
Interest rates on USD loans also decreased slightly. New and old loans with outstanding interest rates were at 4.3 - 5.3%/year for short-term loans compared to 4.3 - 5.4% in October; medium and long-term loans were 6.2 - 7.4%/year, equivalent to the previous month.
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