Mr. Hoang Thanh Lan - Head of Planning and Credit Operations Department (Social Policy Bank, Quang Nam branch) said that the above interest rate is equivalent to the current lending interest rate for poor households of 6.6%/year. This lending interest rate has been summarized, evaluated and carefully calculated by competent authorities to ensure balance, stability and long-term, with a loan term of up to 25 years.
Meanwhile, many opinions say that increasing interest rates from 4.8%/year to 6.6%/year is a big change, causing great pressure for social housing buyers. Moreover, applying medium and long-term interest rates similar to interest rates for poor households can cause insecurity for borrowers because interest rates are likely to change frequently, even annually.
It is known that after nearly 10 years of implementing social housing loans, nationwide, more than 49,000 low-income people and disadvantaged workers have been able to borrow nearly 21,000 billion VND to buy, rent, and build new social housing, contributing to ensuring social security and helping workers feel secure in production and economic development.
Source: https://baoquangnam.vn/dieu-chinh-tang-lai-suat-cho-vay-nha-o-xa-hoi-3140488.html
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