MBbank deposit interest rate July 2025: highest up to 5.7%/year

Savings interest rates applied to new individual customers in July 2025

In July 2025, Military Commercial Joint Stock Bank (MB Bank) continues to maintain the same interest rate schedule for savings deposits for individual customers when depositing at the counter and choosing to receive interest at the end of the term.

Specifically, for deposits under VND1 billion, MB maintains the savings interest rate for 1-month and 2-month terms at 3.2%/year and 3.3%/year, respectively. Terms from 3 to 5 months are currently applied an interest rate of 3.6%/year, unchanged from June.

In the medium-term group, from 6 to 11 months, individual customers will enjoy an interest rate of 4.2%/year. From the term of 12 months and above, the interest rate starts to increase slightly, listed at 4.85%/year. Meanwhile, longer terms such as 13 - 18 months are applied an interest rate of 4.65%/year.

For deposits of 24 months or more, MB Bank maintains the highest interest rate of up to 5.7%/year - a competitive savings interest rate among the current group of joint stock commercial banks.

MBBank accepts mandatory transfer of 1 bank, revealing unknown factors — MBbank deposit interest rate July 2025: highest up to 5.7%/year

For deposits worth 1 billion VND or more, MB bank interest rates range from 3.3% to 5.7%/year, depending on the specific term chosen by the customer.

In addition, to increase flexibility for depositors, MB Bank also offers diverse interest payment methods such as: advance interest payment, monthly interest payment... with preferential interest rate policy this month.

MB Bank maintains savings interest rate framework for economic organizations in July 2025

In July 2025, Military Commercial Joint Stock Bank (MB) continued to maintain stable savings interest rates applied to customers who are economic organizations. Interest rates applied to deposits in Vietnamese Dong (VND), paid at the end of the term, range from 3% to 5.5%/year, depending on the term from 1 to 60 months.

According to the updated list, the highest interest rate for organizations currently applied by MB Bank is 5.5%/year, applied to medium and long-term deposits from 36 to 60 months. This interest rate remains unchanged from last month, showing the bank's policy of maintaining stable interest rates in the context of the financial market gradually regaining balance.

For short-term deposits, from 1 to 3 weeks, MB listed the savings interest rate at 0.5%/year. For non-term deposits, the bank continues to apply a low interest rate, remaining at 0.1%/year.

The current interest rate framework helps businesses with short-term and long-term deposit needs easily choose the optimal capital flow option, while reflecting MB Bank's strategy of maintaining stability in capital mobilization this month.

Term	Interest paid after (% per year) VND	Prepaid Interest (% year) *VND ()**	Interest paid in arrears (% year) USD	Prepaid Interest (% year) *USD ()**	Interest paid in arrears (% year) EUR	Prepaid Interest (% year) *EUR ()**
KKH	0.10%		0.00%		0.00%
01 week	0.50%
02 weeks	0.50%
03 weeks	0.50%
01 month	3.00%	2.99%	0.00%	0.00%	0.00%	0.00%
02 months	3.10%	3.08%	0.00%	0.00%	0.00%	0.00%
03 months	3.40%	3.37%	0.00%	0.00%	0.00%	0.00%
04 months	3.40%	3.36%	0.00%	0.00%	0.00%	0.00%
05 months	3.40%	3.35%	0.00%	0.00%	0.00%	0.00%
06 months	4.00%	3.92%	0.00%	0.00%	0.00%	0.00%
07 months	4.00%	3.90%	0.00%	0.00%	0.00%	0.00%
08 months	4.00%	3.89%	0.00%	0.00%	0.00%	0.00%
09 months	4.00%	3.88%	0.00%	0.00%	0.00%	0.00%
10 months	4.00%	3.87%	0.00%	0.00%	0.00%	0.00%
11 months	4.00%	3.85%	0.00%	0.00%	0.00%	0.00%
12 months	4.60%	4.39%	0.00%	0.00%	0.00%	0.00%
13 months	4.60%	4.38%
18 months	4.70%	4.39%
24 months	5.40%	4.87%	0.00%	0.00%	0.00%	0.00%
36 months	5.50%	4.72%	0.00%	0.00%
48 months	5.50%	4.50%	0.00%	0.00%
60 months	5.50%	4.31%	0.00%	0.00%