STRATEGIC VISION AND PROFESSIONAL INVESTMENT
In the context of the global economy shifting strongly towards digitalization, the banking industry is witnessing a comprehensive transformation to adapt and develop sustainably. VietinBank - Ninh Thuan Branch, with the development orientation of a modern commercial bank, is not out of that trend. The branch has quickly identified the vital role of digital transformation and built a methodical and synchronous strategy from technology infrastructure, human resources, operating processes to organizational culture.
Not only investing in upgrading technology infrastructure, VietinBank Ninh Thuan also focuses on training a team of human resources who are knowledgeable about technology and flexible in approaching digital customers. Departments and functional units are standardized and integrated with digital tools to optimize operational efficiency, reduce processing time, and increase transparency and information security. The application of artificial intelligence, big data and cloud computing is also gradually integrated into VietinBank 's digital banking ecosystem.
ONLINE DISBURSEMENT AND GUARANTEE - A BREAKTHROUGH
In the series of Digital Banking products and services, two outstanding solutions have created a major turning point in VietinBank Ninh Thuan's credit activities: online disbursement via iPay Mobile application for individual customers; online disbursement and guarantee via eFAST system for businesses.
Online disbursement via VietinBank iPay Mobile: Individual customers can complete the entire loan process and receive disbursement completely online without having to go to a branch. From application submission, credit approval to disbursement - all are processed automatically, quickly and safely. With a disbursement limit of up to 500 million VND/day, this service is opening up flexible and proactive capital access opportunities for a large number of people, especially young people and self-employed people.
Online guarantee via VietinBank eFAST: This is a breakthrough for corporate customers. Digitally signing all documents, sending guarantee requests and receiving results entirely through the system not only helps businesses save time and costs but also improves internal management efficiency. In particular, the eFAST system supports instant transaction status updates, while storing 100% electronic records, helping businesses easily retrieve, audit and be transparent in financial management.
POWERFUL DIGITAL PAYMENT INFRASTRUCTURE COMPREHENSIVE APPLICATIONS
In addition to digital credit solutions, VietinBank Ninh Thuan also constantly expands and modernizes digital payment infrastructure to synchronize the conversion process:
12 ATMs (including 2 R-ATMs that allow automatic deposits/withdrawals), distributed throughout the province. Over 100 POS machines and more than 3,000 QRPay payment points at shopping centers, traditional markets, hospitals, and public administrative units. Smartlink payment gateway system helps customers pay for multiple services: electricity, water, telecommunications, tuition, air tickets, tax payments... with just a few operations on the phone.
This electronic payment network not only meets people's need for fast and convenient transactions, but also contributes to promoting a culture of cashless payments throughout society.
The outstanding results and clear development orientation have shown that VietinBank - Ninh Thuan Branch not only keeps up with the digital transformation trend but is also a pioneer in the locality. The synchronous implementation of digital banking solutions not only improves operational efficiency, but also brings a convenient, fast and safe service experience to customers. This is a solid foundation for the bank to continue to make breakthroughs, affirming its pioneering role in the modernization of the Vietnamese banking industry.
Source: https://thanhnien.vn/vietinbank-ninh-thuan-vung-buoc-trong-tien-trinh-chuyen-doi-so-185250619134826263.htm
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